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H.E. Dr. Khaled Al-Dhaher

Dr. Khaled Al-Dhaher is the Vice Governor for Supervision and Technology at the Saudi Central Bank (SAMA). Dr. Al-Dhaher is responsible for leading and managing SAMA's Supervision, Development and Technology, in addition to Innovation and Financial Conduct. He guides SAMA's strategic supervisory directions to ensure the soundness, resilience and effectiveness of the financial sector in the Kingdom of Saudi Arabia. Dr. Al-Dhaher also focuses on achieving SAMA's strategic objectives for developing the financial sector and ensuring that SAMA keeps up with the latest financial technology development and innovation, such as fintech, open banking and virtual assets. Furthermore, Dr. Al-Dhaher leads the efforts for consumer protection aligned with financial institutions to guarantee fairness and transparency in the financial sector.

Dr. Al-Dhaher has over 30 years of leadership experience in technology and financial services. Before joining SAMA, he was the Chairman and Country Managing Director of Accenture Saudi Arabia.

Dr. Al-Dhaher held leadership positions in various companies in Saudi Arabia, the Middle East and Africa. He worked with Microsoft as the General Manager for Saudi Arabia and the General Director of Business Solutions for MEA. Moreover, Dr. Al-Dhaher held the position of Managing Director for Hewlett Packard Enterprise in Saudi Arabia. Dr. Al-Dhaher also worked with Oracle as the Director of Business Applications as well as the Manager of Financial Services Industry Solutions for MEA.

Dr. Al-Dhaher holds memberships in several committees and boards of directors, including: member of the Board of Directors of Saudi Central Bank, member of the Board of Directors of the Zakat, Tax and Customs Authority, member of the Board of Directors of the Malaz Capital and Chairman of the Board of Directors of Accenture Saudi Arabia.

Dr. Al-Dhaher earned his PhD in Computer Science and Engineering from the University of Illinois Urbana-Champaign in the United States. He holds Master's and Bachelor's degrees in Computer Science and Engineering from King Fahd University of Petroleum and Minerals in Saudi Arabia.​​

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Last Update: 07 Dec 2025 08:18 AM Saudi Arabia Time

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